Frequently Asked Questions

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At Cherub we serve individuals, families, businesses, corporations, and non-profit organizations.

We offer businesses an ability to have a dedicated financial consultant.  Our work supports the existing CFO and/or C-Suite within middle market corporations.  Our services also help small businesses by performing the duties of an "external CFO" which provides the business owner(s) more time to grow their business and improve operations.  We are true consultants adding value to businesses looking to grow, acquire, or that may consider selling.  Our perspective adds immediate, tangible, and quantifiable value.  We aim to deliver our clients a return of 2-3 times the cost of the consulting services provided.  Our financial services focus on revenue, cash flow, capital allocation, financial forecasting, market research, ratio analysis, Pre-Bank consultations, Commercial loans / mortgage, term sheet negotiation, sales, marketing strategy, expense management, expense reduction, various RFQ, vendor negotiation, and capital introductions.

We help individuals and families grow, protect, and preserve wealth for generations.  We do so by serving as a trusted advisor & consultant.  We build comprehensive financial plans.   We explain financial products, their fees, risks, and structure.  We communicate in a way that is easily understood and actionable.  Our financial research services provide additional value in quantifying risk/reward, comparing products, asset allocation, diversification, sizing, ratios comparison, volatility, credit, and financial statement analysis.  Additionally, large expenses are often overlooked as an additional area of financial savings.  Our RFQ process and vendor management can aid in lowering your expenses without sacrificing what you buy.  As a trusted advisor we consult across a broad range of products & services impacting your income, expenses, assets, debt, tax, retirement, and legacy planning.